Disclaimer for Finance Content

Important Warning:

This site provides general financial information only.

It does not replace individual advice or consultations.

Stories, reviews, and advice published on this site are offered as general perspectives and should not be considered personal investment or financial instructions. Readers act at their own discretion. Results may vary depending on individual circumstances.

General Content Notice

All information is provided for your general knowledge about financial wellbeing and related topics in Malaysia. We strive for accuracy, but do not guarantee completeness or timeliness of content. Readers remain responsible for independent decisions informed by our articles.

Liability Limitations

caloriven.pro limits its liability as permitted by law:

  • We are not liable for actions or losses resulting from the use of our advice.
  • All site content is provided as-is, without warranty.
  • We do not guarantee outcomes or improvement in financial status.
  • Third-party links or tools are used at your discretion and risk.

Accuracy of Content

We review articles regularly, but financial rules, rates, and tools can change. Fees, APR rates, or repayment terms may differ from examples on the site. Please verify details yourself before making financial decisions or commitments.

We do not guarantee ongoing accuracy of any external data.

Professional Advice Disclaimer

Our articles do not offer substitutes for advice from licensed financial professionals, lawyers, or health practitioners. For tailored solutions, consult qualified local professionals.

Links To Third-Party Resources

External links are provided for context only. We do not control or take responsibility for their accuracy, privacy, or compliance.

Results and Expectations

Individual experiences may differ significantly based on circumstances. No results are promised—use practical judgment before making changes.

Why Results May Vary

Background, choices, and goals change outcomes. Past success does not guarantee future performance.

Important Financial Disclaimers

Financial products or tools mentioned are described generally:

  • APR rates and fees may differ by provider, market, and eligibility.
  • Repayment and terms must be confirmed individually, as examples may not suit your case.
  • Policy details given are for reference and not endorsement.

Jurisdiction and Applicable Law

All content is aligned with Malaysian regulations:

Legal questions or complaints are governed by local Malaysian law. Disputes fall under the jurisdiction of Malaysian courts.

Our content does not override local regulations or requirements.

Please verify compliance with all Malaysian regulations yourself before acting.

Indemnification

By using our site, you agree to defend and indemnify us against any claims related to your use of information or third-party tools.

Severability

If parts of this disclaimer are found unenforceable, the remainder continues in force.

Disclaimer Updates

We update and revise this disclaimer regularly. Please review each visit to stay informed.

Contact Us

For clarification or to request corrections, email us below.

Email address: content@caloriven.pro

Phone: +60 9-553 1021

Address: 10100, Jalan Dr Lim Chwee Leong, George Town, Penang Malaysia

Effective date: December 31, 2025

Last updated: December 31, 2025